Pay Off Debt Faster

Create a strategic plan to eliminate credit cards, loans, and other debts

Use proven debt payoff strategies like the snowball or avalanche method. Budgetocity helps you allocate extra money toward debt while still covering your essential expenses.

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How Budgetocity Helps You Get Out of Debt

Prioritize debts with proven payoff strategies

Allocate extra income toward debt payments

Track progress on each debt account

Stay on top of bills while paying down debt

Features That Help You Succeed

Zero-Based Budgeting

Give every dollar a job, including extra payments toward debt.

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Income-First Planning

Plan how to use each paycheck to make progress on debt while covering bills.

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Custom Categories

Create debt payoff categories to track progress on each account.

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How to pay rent when you are broke: what to do right now if you are short, plus the paycheck plan that keeps rent protected so the 1st stops being a crisis.

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How to Budget for Groceries on a Tight Budget

How to budget for groceries on a tight budget: find your real number, plan grocery money by paycheck, and shop with a limit. A simple five-step system.

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The Budgeting Trick That Lets You Save Two Whole Paychecks a Year

Learn how to save two paychecks a year using your extra bi-weekly checks. A simple plan that turns found money into real savings before it disappears.

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Start Your Debt-Free Journey

Create a budget that prioritizes debt payoff and track your progress.