Pay Off Debt Faster

Create a strategic plan to eliminate credit cards, loans, and other debts

Use proven debt payoff strategies like the snowball or avalanche method. Budgetocity helps you allocate extra money toward debt while still covering your essential expenses.

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How Budgetocity Helps You Get Out of Debt

Prioritize debts with proven payoff strategies

Allocate extra income toward debt payments

Track progress on each debt account

Stay on top of bills while paying down debt

Features That Help You Succeed

Zero-Based Budgeting

Give every dollar a job, including extra payments toward debt.

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Income-First Planning

Plan how to use each paycheck to make progress on debt while covering bills.

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Custom Categories

Create debt payoff categories to track progress on each account.

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Related Articles & Tips

How to Budget With Irregular Bills When You Are Paid Bi-Weekly

Irregular bills make bi-weekly budgeting feel impossible, but with the right plan you can make them predictable and manageable.

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Bi-weekly Paycheck Budgeting for Beginners

Getting paid bi-weekly doesn't have to be stressful. Learn how to budget one paycheck at a time and take control of your money with this simple bi-weekly paycheck budgeting guide.

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How to Budget When You Live Paycheck to Paycheck

Most budgeting advice wasn't made for people who use every dollar they earn. Learn how to budget paycheck to paycheck with a method that focuses on paydays, not months, and real life timing, not perfect plans.

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Start Your Debt-Free Journey

Create a budget that prioritizes debt payoff and track your progress.